Ack, the end of cards and loans caught me by surprise.
Oh well, double loan for £60 I suppose. Discard Bury and Macclesfield.
Next turn, down to £92.
Double double rail: Blackburn to Wigan, Liverpool to Wigan, Liverpool to Southport, Rochdale to Yorkshire. Flips Blackburn coal, pay £1 from the market for a cost of £31. Discard Iron Works and Manchester.
(My note: down to £59)